Terms of Service

1. Acceptance of Terms

By accessing or using the Tohi platform, including our website and mobile applications (the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Service.

2. Description of Service

Tohi is a financial wellness and health tracking platform that helps users manage their finances, nutrition, sleep, and overall wellness through AI-powered insights and analytics.

3. User Accounts and Responsibilities

• You must provide accurate and complete information when creating an account
• You are responsible for maintaining the confidentiality of your account credentials
• You must be at least 18 years old to use our Service
• You agree to notify us immediately of any unauthorized use of your account

4. Acceptable Use

You agree not to:

• Use the Service for any illegal or unauthorized purpose
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the Service
• Share your account with others
• Use automated systems to access the Service

5. Financial Information and Security

We use industry-standard security measures and work with trusted partners like Plaid to ensure your financial information is protected. However, you acknowledge that no method of transmission over the internet is 100% secure.

6. Intellectual Property

The Service and its content are owned by Tohi and protected by intellectual property laws. You may not copy, modify, or distribute our content without permission.

7. Limitation of Liability

To the maximum extent permitted by law, Tohi shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Service.

8. Termination

We may terminate or suspend your account at any time for violation of these Terms. You may also terminate your account at any time through your account settings.

9. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any material changes via email or through the Service.

10. Contact Information